Thinking about end of life issues leaves most people feeling a little uneasy but more adults are finding great emotional and even financial security for them and their families. How? Preplan your cremation.
With preplanning families find comfort in knowing that cremation reflects what their loved one wanted. It also gives peace of mind to not have to make important decisions at a stressful time.
Preplanning frees family from risk, bickering, uncertainty, increasing worry and additional grief. It removes possible conflict and misunderstanding about your wishes among immediate family or “blended” family members at an emotional time.
Have you ever given any thought as to how you want to be remembered? Maybe you had a long career in the military that you would like to celebrate. Maybe you love animals and would like to encourage donations in your memory to your local humane society. When you prearrange you put your wishes down on paper so your loved ones will know exactly how to celebrate your life and your memory.
You’ll make it easier on your loved ones. Did you know that there are more than 70 details that need to be tended to in the first 24 hours of a death? Are your loved ones ready for all that responsibility? When you prearrange you make the first 24 hours easier on your loved ones, you can also save them money. The stress of making last minute arrangements often causes people to make unnecessary purchases. By taking care of the arrangements yourself you free them from spending more that they need to. They will know exactly what needs to be done.
Irrevocable Trusts can also make prepaid funds Medicaid/SSI exempt. Prepaying your cremation expenses protects your assets from confiscation due to long term care expenses. It safeguards your savings and life insurance assets for your family. It protects you against the risk of inflation. Once you fund your prearrangement, your cremation will never increase in cost regardless what the prices are at the time of need.
Isn’t it time you considered Preplanning?